Home Buyers | Sellers | Lenders | Realtors®

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Homebuyers and real estate agents can calculate the buyer's closing costs with the home loan calculator (a.k.a. buyer's cost sheet) seven days a week, night or day! - anytime! This web calculator will estimate the down payment, mortgage amount, and closing costs for FHA, VA, USDA and conventional home loans. Why wait on a lender?

You can estimate the seller's closing costs and net proceeds with the seller's closing cost calculator. The seller's calculator will estimate the ideal list (or sales) price from the seller's desired "net" . . . and you can do it online . . . Anytime!

If you're a home buyer seeking a mortgage loan, learn about FHA, VA, USDA and conventional financing. In addition to the mortgage calculators, you will find a variety of information (and links) that I believe you'll find interesting. Please send me an e-mail if you desire a calculator not featured. I'm always looking for ideas.

What's a FHA loan?

These pages contains a variety of information on FHA home loans.

What's a Conventional Loan?

Learn more

What is a USDA home loan?

USDA logo

Did you know that the Department of Agriculture offers a home loan with NO down payment? That's right, 100% financing ! ! !

► What is a USDA mortgage loan?
► USDA Loan Calculator

VA home loan

NO down payment with a veteran loan! That's right, 100% financing!

► What's a VA loan?

HOME BUYERS

Home buyers with daughter Home buyers, you can find a variety of calculators and home buying information on the BUYER PAGE

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Understanding Home Buying

Are you eligible for special financing? - First Time Programs
Become an informed home buyer - Buying Tips
Estimate your "ideal" mortgage payment
Questions & answers on home buying - FAQ on Home Buying
What are "closing costs?
What are points?
What is a credit score?
What is a HUD home?
What is a reverse mortgage?
What is a seller assist?
What is a stated income mortgage?
What is an adjustable rate mortgage?
What is an appraisal?
What is APR?
What is a deed transfer tax & how much is it?
What is per diem interest?
What is pmi?
What is title insurance & how much is it?

Understanding Credit

● Are the credit laws on your side?
● Can Bad Credit be Deleted?
● Yes, it can! Can I trust credit repair companies?
● Consumer challenges a negative credit listing
● Disputing items on your credit report is easy
● Does Credit Repair Really Work?
● Experian, Trans Union & Equifax collect your personal information
● How Bad Credit Affects You
● How do you improve your credit score?
● Order a copy of your credit report
● Many credit report inaccuracies can be attributed to human error
● Negative credit is allowed to stay on the credit report for . . .
● What is a Credit Report?
● Can I See My Credit Report?
● What’s a good credit score?
● What factors affect your credit score?

Prequalify for a home loan!

Complete the following form and get matched to a home loan lender who will prequalify you for a new home loan (or the refinancing your existing mortgage).