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Welcome to AnytimeEstimate!

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Homebuyers and real estate agents can calculate the buyer's closing costs with the home loan calculator (a.k.a. buyer's cost sheet) seven days a week, night or day! - anytime! This web calculator will estimate the down payment, mortgage amount, and closing costs for FHA, VA, USDA and conventional home loans. Why wait on a lender?

You can estimate the seller's closing costs and net proceeds with the seller's closing cost calculator. The seller's calculator will estimate the ideal list (or sales) price from the seller's desired "net" . . . and you can do it online . . . Anytime! 

If you're a home buyer seeking a mortgage loan, learn about FHA, VA, USDA and conventional financing. In addition to the mortgage calculators, you will find a variety of information (and links) that I believe you'll find interesting. Please send me an e-mail if you desire a calculator not featured. I'm always looking for ideas.

Are you a first time home buyer? Get prepared for homeownership with these home buying tips - Four tips for home buyers

What are closing costs? What is a good faith estimate? Read more

What is an FHA loan?

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FHA loans are mortgages that are "insured" by the Federal Government. The benefits of FHA loans include low down payment, lower credit score requirements and allowable seller paid closing costs.

What is a Conventional Loan?

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Freddie Mac logo

Conventional mortgages are loans that are not guaranteed or insured by any Federal Government agency, specifically, the Federal Housing Administration (FHA loans), United States Department of Agriculture (USDA loans) and Veterans Administration (VA loans).

 Conventional mortgages are also known as "conforming" loans because they "conform" to the maximum lending limit and underwriting guidelines of the companies. Learn more

What is a USDA home loan?

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Did you know that the Department of Agriculture offers a home loan with NO down payment?
100% financing ! ! !

Learn more

USDA Loan Calculator

VA home loan

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NO down payment with a veteran loan!
That's right, 100% financing! -

Learn more

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