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Did
you know that 30% of your credit score is based on a ratio between
the amount that is owed on your credit cards and the credit limit on
the credit card? The utilization formula plays a big role in
determining your credit score. This credit utilization calculator
will estimate the utilization percentage and will determine the
amount that exceeds 30%. Please
send me an
E-mail if you see an
error or want to make a comment.
Mortgage and closing cost (PA)
Income &
Debt
Tiered commission calculator
Loan calculator
paying extra on principal
15 year
home equity loan calculator
Per
diem interest
Property tax proration calculator
Veteran Loan Calculators
VA loan residual income calculator
California
Florida
Illinois
Maryland
New York
Pennsylvania
Texas
VA mortgage loan calculator for AL, AZ, AR, DE, IL, IN, IA,
KS, KY, LA, ME, MI, MN, MS, MO, MT, NE, NV, NM, ND, OH, OK,
OR, RI, SC, SD, TX, VT, WI, PR and eligible US counties with
taxes and insurance
FHA Loan
2021 FHA loan limits
for US counties
10 Differences between FHA and conventional loans
Amendatory
clause and real estate certification form
Funding
fee and MIP explanation
Condo approval guidelines
& approval list
FHA cosigner
2nd home
USDA
USDA home loans
Income limits for USDA loans
USDA loan
calculator
Conventional & Jumbo
Conventional
loan guidelines
Conventional 97 loan & calculator
2021 jumbo loan limits for FHA, VA, USDA & conventional
loans
Initial mortgage loan application
Adjustable rate mortgage
Balloon payment mortgage
Hybrid adjustable rate mortgage
Interest only mortgage
Veterans Mortgage
What is a VA
loan and how does it work?
VA home loan
questions and answers - 10 - 22
VA home loan
questions and answers 23 - 28
VA home loan
questions - 29 - 42
REFINANCE
FHA
cash out refinance guidelines
Conventional refinance loan requirements
High LTV refinance program
Refinance a USDA loan
VA streamline refinance
SELLER CLOSING COST CALCULATORS
Connecticut
Florida
Georgia
Massachusetts
Michigan
New Jersey
Nevada
North Carolina
Ohio
Pennsylvania
South Carolina
Texas
Virginia
Washington
DC
Wisconsin
Reverse Mortgage
Can you sell a house with a reverse mortgage?
HUD counseling for a reverse mortgage
HECM program pros and cons
Reverse mortgage financial assessment
How long do reverse mortgage payments last?
Reverse mortgage for purchase of a home
Getting a reverse mortgage with bad credit
What is an hecm loan?
Automated
underwriting system
Buying a house for sale by owner
Debt to income ratio
Federal grants
HUD home
Calculate per diem interest
Mortgage loan application
Lock in mortgage rate or float
Paying for points
Private mortgage insurance
Points on my mortgage
Tips for putting in offer
Typical homeowners insurance cost
What is a Seller Assist?
What is a short sale?
Difference in APR and interest rate
The calculators and information contained herein are made available to you as a self-help tool for illustrative use only. Examples are hypothetical. We can not and do not guarantee the applicability or accuracy in regards to your individual circumstances. I encourage you to seek personalized advice from qualified professionals.
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