Connecticut Refinance & Closing Cost Estimate
	Assumptions
	Mortgage Amount
	Old Mortgage Balance
	Existing mortgages 10 years or older cannot be included in the aggregate amount in calculating the Refinance Rate Credit.
	Transfer & Recordation Tax
	DEED TRANSFER TAX
	Transfer taxes are customarily paid by the seller; although dictated by sales contract. CT does not have mortgage stamps
	Title Insurance
	Policy Type			LENDERS POLICY
	Policy Coverage
	Total Tile Insurance Cost
	Title Insurance Endorsements
	Connecticut does not have a charge for endorsements
1100	Title Charges			BUYER
1101	Title services and lenders title insurance
1102	Settlement or Legal fee			$450.00
1103	Owners title insurance
1104	Lenders title insurance
1105	Lenders title policy limit
1106	Owners title policy limit
1107	Agents title insurance premium
1108	Underwriters title insurance premium
1109	Title Search	175 - 200		$200.00
1110	Closing Protection Letter	No Charge
1111	Over Night Mail			$35.00
1124
1125
1126
1200	Government Recording and Transfer Charges
1201	Government recording charges
1202	Deed
	Mortgage Pages (Estimated)
	Power of Attorney
1203	Transfer taxes
1204	County transfer tax
1205	State transfer tax
1206	Recordation Tax	Not applicable
1207
1300	Additional Settlement Charges
1301	Required services that you can shop for
1302	Home Warranty
1303	Pest Inspection
1304	Survey
1305	Well
1306	Septic
1307
1308
	TOTAL CLOSING COSTS