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  Pennsylvania Closing Cost & Mortgage Calculator
  1. Mortgage Program    
1a. Veteran Use  
2. What county is the home located in?
3. How many units?  
4. What is your credit score?  
5. Enter the sales price -
6. What are the annual real estate taxes?
7. Annual homeowner's insurance -    
8. Enter the down payment percentage  
9. Enter the interest rate -
10. What is the term (how long)
11. Enter the origination percentage (if applicable)  
12. Are there discount points? (if applicable)  
13. Enter deed transfer tax % to buyer *    
14. Pennsylvania Deed Transfer Tax 1.00%  
Total Transfer Tax  
  15. Seller assist percentage, if applicable  
16. Seller is paying a flat amount.  
  Gross Monthly Income  
Gross Monthly Debt  
Payment Ratio  
Debt Ratio  
* The deed transfer tax is typically split between buyer and seller. Generally, the buyer pays 1% of the sales price and the seller pays 1%. There are exceptions. Use the drop down box to see if the municipality is listed. If so, choose the municipality. PA does not have mortgage stamps or recordation fees.
  This estimate assumes an owner occupied residence or condominium. FIXED and ARM refers to loans underwritten to Fannie Mae guidelines (i.e. 5%, 10%, 15%, etc.). These loan are commonly called "conventional" loans. You can over ride the mortgage insurance premium in the PMI | MIP box on the closing cost page. No credit score minimums are considered for this closing cost illustration. Credit score requirements vary widely from lender to lender and loan program. This calculator is made available to you as a self-help tool for illustrative use only. Examples are hypothetical. We can not and do not guarantee the applicability or accuracy in regards to your individual circumstances. I encourage you to seek personalized advice from qualified professionals concerning real estate financing and calculations. Copyright © 2018,William A. MacDonald All rights reserved. Anytime