FHA maximum loan limits for 2016


FHA logoYou might be surprised to know that there are no income or sales price limits with an FHA loan, however, there are loans limits.

The maximum FHA loan limits are set each year by Congress.

Below you will find the “base” FHA loan limits for the Pennsylvania counties. FHA loans that exceed $271,050 for a single family home or condominium are called jumbo FHA loans.

The FHA funding fee can be added to the listed amounts. The minimum down payment with an FHA home loan is currently 3.5%. The down payment and upfront FHA funding fee has changed several times over the last few years. In addition to the upfront mortgage insurance premium, FHA loans also require a monthly mortgage insurance premium (mip). Read more

2016 FHA High Cost County Limits

The high cost county list contains the US counties that are greater then $625,000.
2016 FHA loan limits in high cost counties (pdf)
2015 FHA loan limits in high cost counties (pdf)

2016 FHA Lower Cost County Limits

The lower cost county list contains the US counties that are at or greater than $271,050 (typical limit for a one unit or single family residence).
2016 FHA loan limits in lower cost counties (pdf)
2015 FHA loan limits in lower cost counties (pdf)

2016 FHA County Loan Limit Increases (pdf)

A single family home (or condominium) would represent one unit, two family would be a duplex, three family would be a triplex and four unit building. FHA home buyers. Last Revised - 1/1/2016

Current FHA Mortgage Rates

Pennsylvania County Name One-Family Two-Family Three-Family Four-Family Median Sale Price
Adams County271,050347,000419,425521,250167,000
Allegheny County271,050347,000419,425521,250205,000
Armstrong County271,050347,000419,425521,250205,000
Beaver County271,050347,000419,425521,250205,000
Bedford County271,050347,000419,425521,25093,000
Berks County271,050347,000419,425521,250143,000
Blair County271,050347,000419,425521,25095,000
Bradford County271,050347,000419,425521,250103,000
Bucks County379,500485,800587,250729,800323,000
Butler County271,050347,000419,425521,250205,000
Cambria County271,050347,000419,425521,25055,000
Cameron County271,050347,000419,425521,25073,000
Carbon County372,600477,000576,550716,550230,000
Centre County271,050347,000419,425521,250205,000
Chester County379,500485,800587,250729,800323,000
Clarion County271,050347,000419,425521,25067,000
Clearfield County271,050347,000419,425521,25065,000
Clinton County271,050347,000419,425521,250108,000
Columbia County271,050347,000419,425521,250152,000
Crawford County271,050347,000419,425521,25078,000
Cumberland County271,050347,000419,425521,250190,000
Dauphin County271,050347,000419,425521,250190,000
Delaware County379,500485,800587,250729,800323,000
Elk County271,050347,000419,425521,25065,000
Erie County271,050347,000419,425521,250115,000
Fayette County271,050347,000419,425521,250205,000
Forest County271,050347,000419,425521,25027,000
Franklin County271,050347,000419,425521,250150,000
Fulton County271,050347,000419,425521,25097,000
Greene County271,050347,000419,425521,25065,000
Huntingdon County271,050347,000419,425521,25086,000
Indiana County271,050347,000419,425521,25090,000
Jefferson County271,050347,000419,425521,25060,000
Juniata County271,050347,000419,425521,250115,000
Lackawanna County271,050347,000419,425521,250125,000
Lancaster County271,050347,000419,425521,250186,000
Lawrence County271,050347,000419,425521,25071,000
Lebanon County271,050347,000419,425521,250145,000
Lehigh County372,600477,000576,550716,550230,000
Luzerne County271,050347,000419,425521,250125,000
Lycoming County271,050347,000419,425521,250130,000
Mckean County271,050347,000419,425521,25052,000
Mercer County271,050347,000419,425521,25098,000
Mifflin County271,050347,000419,425521,25066,000
Monroe County271,050347,000419,425521,250130,000
Montgomery County379,500485,800587,250729,800323,000
Montour County271,050347,000419,425521,250152,000
Northampton County372,600477,000576,550716,550230,000
Northumberland County271,050347,000419,425521,25063,000
Perry County271,050347,000419,425521,250190,000
Philadelphia County379,500485,800587,250729,800323,000
Pike County625,500800,775967,9501,202,925875,000
Potter County271,050347,000419,425521,25076,000
Schuylkill County271,050347,000419,425521,25075,000
Snyder County271,050347,000419,425521,250120,000
Somerset County271,050347,000419,425521,25080,000
Sullivan County271,050347,000419,425521,25075,000
Susquehanna County271,050347,000419,425521,250100,000
Tioga County271,050347,000419,425521,25095,000
Union County271,050347,000419,425521,250143,000
Venango County271,050347,000419,425521,25057,000
Warren County271,050347,000419,425521,25095,000
Washington County271,050347,000419,425521,250205,000
Wayne County271,050347,000419,425521,250124,000
Westmoreland County271,050347,000419,425521,250205,000
Wyoming County271,050347,000419,425521,250125,000
York County271,050347,000419,425521,250159,000