FHA maximum loan limits for 2017


FHA logoYou might be surprised to know that there are no income or sales price limits with an FHA loan, however, there are loans limits.

The maximum FHA loan limits are set each year by Congress.

Below you will find the “base” FHA loan limits for the Pennsylvania counties. FHA loans that exceed $275,665 for a single family home or condominium are called jumbo FHA loans.

The FHA funding fee can be added to the listed amounts. The minimum down payment with an FHA home loan is currently 3.5%. The down payment and upfront FHA funding fee has changed several times over the last few years. In addition to the upfront mortgage insurance premium, FHA loans also require a monthly mortgage insurance premium (mip). Read more

2017 FHA High Cost County Limits

The high cost county list contains the US counties that are greater then $815,000 (2017).
2017 FHA loan limits in high cost counties (pdf)
2016 FHA loan limits in high cost counties (pdf)
2015 FHA loan limits in high cost counties (pdf)

2016 FHA Lower Cost County Limits

The lower cost county list contains the US counties that are greater than $275,665  (typical limit for a one unit or single family residence).

2017 FHA loan limits in lower cost counties (pdf)
2016 FHA loan limits in lower cost counties (pdf)
2015 FHA loan limits in lower cost counties (pdf)

2016 FHA County Loan Limit Increases (pdf)

A single family home (or condominium) would represent one unit, two family would be a duplex, three family would be a triplex and four unit building. FHA home buyers. Last Revised - 1/1/2016

Current FHA Mortgage Rates

PA FHA Loan Limits 2017One-Family Two-Family Three-Family Four-Family Median Sale Price
Adams County$275,665 $352,950 $426,625 $530,150 $170,000
Allegheny County$275,665 $352,950 $426,625 $530,150 $205,000
Armstrong County$275,665 $352,950 $426,625 $530,150 $205,000
Beaver County$275,665 $352,950 $426,625 $530,150 $205,000
Bedford County$275,665 $352,950 $426,625 $530,150 $91,000
Berks County$275,665 $352,950 $426,625 $530,150 $150,000
Blair County$275,665 $352,950 $426,625 $530,150 $94,000
Bradford County$275,665 $352,950 $426,625 $530,150 $101,000
Bucks County$379,500 $485,800 $587,250 $729,800 $325,000
Butler County$275,665 $352,950 $426,625 $530,150 $205,000
Cambria County$275,665 $352,950 $426,625 $530,150 $96,000
Cameron County$275,665 $352,950 $426,625 $530,150 $74,000
Carbon County$372,600 $477,000 $576,550 $716,550 $220,000
Centre County$275,665 $352,950 $426,625 $530,150 $215,000
Chester County$379,500 $485,800 $587,250 $729,800 $325,000
Clarion County$275,665 $352,950 $426,625 $530,150 $122,000
Clearfield County$275,665 $352,950 $426,625 $530,150 $67,000
Clinton County$275,665 $352,950 $426,625 $530,150 $107,000
Columbia County$275,665 $352,950 $426,625 $530,150 $152,000
Crawford County$275,665 $352,950 $426,625 $530,150 $75,000
Cumberland County$275,665 $352,950 $426,625 $530,150 $190,000
Dauphin County$275,665 $352,950 $426,625 $530,150 $190,000
Delaware County$379,500 $485,800 $587,250 $729,800 $325,000
Elk County$275,665 $352,950 $426,625 $530,150 $81,000
Erie County$275,665 $352,950 $426,625 $530,150 $114,000
Fayette County$275,665 $352,950 $426,625 $530,150 $205,000
Forest County$275,665 $352,950 $426,625 $530,150 $90,000
Franklin County$275,665 $352,950 $426,625 $530,150 $150,000
Fulton County$275,665 $352,950 $426,625 $530,150 $168,000
Greene County$275,665 $352,950 $426,625 $530,150 $61,000
Huntingdon County$275,665 $352,950 $426,625 $530,150 $85,000
Indiana County$275,665 $352,950 $426,625 $530,150 $94,000
Jefferson County$275,665 $352,950 $426,625 $530,150 $64,000
Juniata County$275,665 $352,950 $426,625 $530,150 $125,000
Lackawanna County$275,665 $352,950 $426,625 $530,150 $130,000
Lancaster County$275,665 $352,950 $426,625 $530,150 $192,000
Lawrence County$275,665 $352,950 $426,625 $530,150 $76,000
Lebanon County$275,665 $352,950 $426,625 $530,150 $146,000
Lehigh County$372,600 $477,000 $576,550 $716,550 $220,000
Luzerne County$275,665 $352,950 $426,625 $530,150 $130,000
Lycoming County$275,665 $352,950 $426,625 $530,150 $132,000
Mckean County$275,665 $352,950 $426,625 $530,150 $47,000
Mercer County$275,665 $352,950 $426,625 $530,150 $90,000
Mifflin County$275,665 $352,950 $426,625 $530,150 $98,000
Monroe County$275,665 $352,950 $426,625 $530,150 $127,000
Montgomery County$379,500 $485,800 $587,250 $729,800 $325,000
Montour County$275,665 $352,950 $426,625 $530,150 $152,000
Northampton County$372,600 $477,000 $576,550 $716,550 $220,000
Northumberland County$275,665 $352,950 $426,625 $530,150 $70,000
Perry County$275,665 $352,950 $426,625 $530,150 $190,000
Philadelphia County$379,500 $485,800 $587,250 $729,800 $325,000
Pike County$636,150 $814,500.00 $984,525 $1,223,475.00 $976,000
Potter County$275,665 $352,950 $426,625 $530,150 $75,000
Schuylkill County$275,665 $352,950.00 $426,625 $530,150.00 $77,000
Snyder County$275,665 $352,950 $426,625 $530,150 $130,000
Somerset County$275,665 $352,950 $426,625 $530,150 $84,000
Sullivan County$275,665 $352,950.00 $426,625 $530,150.00 $111,000
Susquehanna County$275,665 $352,950.00 $426,625 $530,150.00 $110,000
Tioga County$275,665 $352,950 $426,625 $530,150 $100,000
Union County$275,665 $352,950 $426,625 $530,150 $160,000
Venango County$275,665 $352,950 $426,625 $530,150 $59,000
Warren County$275,665 $352,950 $426,625 $530,150 $63,000
Washington County$275,665 $352,950 $426,625 $530,150 $205,000
Wayne County$275,665 $352,950 $426,625 $530,150 $125,000
Westmoreland County$275,665 $352,950 $426,625 $530,150 $205,000
Wyoming County$275,665 $352,950 $426,625 $530,150 $130,000
York County$275,665 $352,950 $426,625 $530,150 $167,000