California FHA mortgage calculator


California statew flagOur FHA mortgage calculator will estimate your monthly loan payment with taxes, insurance and the monthly mortgage insurance premium (also called PMI) for California home buyers. Enter amounts in the fields below and the mortgage calculator will estimate your monthly mortgage payment and total loan amount (including the FHA funding fee). This 2016 FHA calculator will estimate 30 and 15 year terms. Change the down payment percentage from the minimum 3.5% to a larger down payment and see the payment reduction.  Learn more about FHA loans

           

FHA Mortgage Calculator | Interest Rates | County Loan Limits |

  California FHA Loan & Funding Fee Calculator
 
  California County
  Number of Living Units  
1. Sales Price
2. Down Payment =
3. Term
4. FHA Maximum Mortgage Amount  
5. Base Mortgage Amount  
6. FHA Funding Fee (UFMIP) +  
7. Mortgage Amount (Final) =  
 
  Monthly Mortgage Payment
8. Principal & Interest  
9. Annual Real Estate Taxes  
10. Annual Homeowners Insurance  
11. Other  
12. FHA MIP =  
13. MONTHLY MORTGAGE PAYMENT =  
 
  Based on January 9, 2015 change  
 
  Monthly Mortgage Insurance (MIP) Calculation
Loan Term greater than 15 years (i.e 30 years)
  Base Loan Amount LTV Effective Annual MIP  
≤ $625,500 ≤ 95.00% 1/26/2015 0.80%  
≤ $625,500 > 95.00% 1/26/2015 0.85%  
> $625,500 ≤ 95.00% 1/26/2015 1.00%  
> $625,500 > 95.00% 1/26/2015 1.05%  
Loan term less than or equal to 15 Years with loan to value above 78%
  Base Loan Amount LTV Effective Annual MIP  
Any loan amount < 78.00% 6/3/2013 0.45%  
≤ $625,500 78.01% - 90.00% 4/1/2013 0.45%  
≤ $625,500 > 90.00% 4/1/2013 0.70%  
> $625,500 78.01% - 90.00% 4/1/2013 0.70%  
> $625,500 > 90.00% 4/1/2013 0.95%  
 
 
This calculator and information contained herein are made available to you as a self-help tool for illustrative use only. Examples are hypothetical. We can not and do not guarantee the applicability or accuracy in regards to your individual circumstances. I encourage you to seek personalized advice from qualified professionals. Copyright © 2016 William A. MacDonald. All Rights Reserved. AnytimeEstimate.com


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