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FHA Loan Calculator for Florida - 2021

Florida state flagUse our FHA mortgage loan calculator for estimate the monthly payment for a 15 or 30-year FHA home loan in Florida. This FHA loan calculator will also calculate the Florida jumbo FHA mortgage. Just enter the sales price, number of living units (i.e. 1, 2, 3 or 4 unit), down payment, and term, and our FHA mortgage calculator will calculate the monthly mortgage payment with taxes, insurance, and monthly mortgage insurance (mip). You can also check the FHA county loan limits for Florida.  Learn more about FHA loans. Last updated 1/2021
  Florida FHA Loan & Funding Fee Calculator
 
  Florida County
  Number of Living Units
1. Sales Price
2. Down Payment =
3. Term
4. FHA Maximum Mortgage Amount
5. Base Mortgage Amount  
6. FHA Funding Fee (UFMIP) +  
7. Mortgage Amount (Final) =  
 
  Monthly Mortgage Payment
8. Principal & Interest  
9. Annual Real Estate Taxes  
10. Annual homeowner's insurance  
11. Other  
12. FHA MIP =  
13. MONTHLY MORTGAGE PAYMENT =  
 
  Based on January 9, 2015 change  
 
  Monthly Mortgage Insurance (MIP) Calculation
Loan Term greater than 15-years (i.e 30-years)
  Base Loan Amount LTV Effective Annual MIP  
≤ $625,500 ≤ 95.00% 1/26/2015 0.80%  
≤ $625,500 > 95.00% 1/26/2015 0.85%  
> $625,500 ≤ 95.00% 1/26/2015 1.00%  
> $625,500 > 95.00% 1/26/2015 1.05%  
Loan term less than or equal to 15-years with loan to value above 78%
  Base Loan Amount LTV Effective Annual MIP  
Any loan amount < 78.00% 6/3/2013 0.45%  
≤ $625,500 78.01% - 90.00% 4/1/2013 0.45%  
≤ $625,500 > 90.00% 4/1/2013 0.70%  
> $625,500 78.01% - 90.00% 4/1/2013 0.70%  
> $625,500 > 90.00% 4/1/2013 0.95%