2017 HUD Median Income For Pennsylvania Counties

Happy familyDid you know that many Pennsylvania banks offer special financing for home buyers whose income is at or below the median household income for the respective Pennsylvania County?

It's true, if your household income is at or below the median income limits below, you should call the banks in your area to see if you're eligible for special financing. These loans are commonly called CRA loans (Community Reinvestment Act). Many mortgage companies do not require that you’re a first time home buyer.

The Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) both offer special financing for low to moderate home buyers.

Fannie Mae’s program is called the My Community Mortgage® and Freddie Mac offers the Home Possible mortgage®. These mortgage loans are designed to make it easier for families to become homeowners.

Both programs have lower down payments, easier debt to income ratios, reduced monthly mortgage insurance, and seller assist options to make it easier to qualify for a home loan.

Freddie Mac and Fannie Mae do not lend directly to prospective home buyers, but works with “approved banks and mortgage brokers”

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2017 Median Income  80% of Median Household Income
County NameMedian Income1 Person2 People3 People4 People5 People6 People7 People
Adams County73,90041,00046,85052,70058,55063,25067,95072,650
Allegheny County72,60040,70046,50052,30058,10062,75067,40072,050
Armstrong County60,30033,65038,45043,25048,05051,90055,75059,600
Beaver County72,60040,70046,50052,30058,10062,75067,40072,050
Bedford County56,10032,20036,80041,40046,00049,70053,40057,050
Berks County68,90038,60044,10049,60055,10059,55063,95068,350
Blair County62,70034,55039,45044,40049,30053,25057,20061,150
Bradford County60,20033,75038,55043,35048,15052,05055,90059,750
Bucks County83,20046,60053,25059,90066,55071,90077,20082,550
Butler County72,60040,70046,50052,30058,10062,75067,40072,050
Cambria County60,30033,65038,45043,25048,05051,90055,75059,600
Cameron County53,60032,20036,80041,40046,00049,70053,40057,050
Carbon County73,40041,10047,00052,85058,70063,40068,10072,800
Centre County75,00042,00048,00054,00060,00064,80069,60074,400
Chester County83,20046,60053,25059,90066,55071,90077,20082,550
Clarion County57,70032,35036,95041,55046,15049,85053,55057,250
Clearfield County52,80032,20036,80041,40046,00049,70053,40057,050
Clinton County59,30033,25038,00042,75047,45051,25055,05058,850
Columbia County61,10034,25039,15044,05048,90052,85056,75060,650
Crawford County53,30032,20036,80041,40046,00049,70053,40057,050
Cumberland County74,70041,85047,80053,80059,75064,55069,35074,100
Dauphin County74,70041,85047,80053,80059,75064,55069,35074,100
Delaware County83,20046,60053,25059,90066,55071,90077,20082,550
Elk County59,50033,35038,10042,85047,60051,45055,25059,050
Erie County58,10032,55037,20041,85046,50050,25053,95057,700
Fayette County72,60040,70046,50052,30058,10062,75067,40072,050
Forest County47,40032,20036,80041,40046,00049,70053,40057,050
Franklin County63,70036,05041,20046,35051,45055,60059,70063,800
Fulton County60,00033,60038,40043,20048,00051,85055,70059,550
Greene County59,50033,35038,10042,85047,60051,45055,25059,050
Huntingdon County55,70032,20036,80041,40046,00049,70053,40057,050
Indiana County56,90032,20036,80041,40046,00049,70053,40057,050
Jefferson County54,10032,20036,80041,40046,00049,70053,40057,050
Juniata County57,90032,45037,05041,70046,30050,05053,75057,450
Lackawanna County59,50033,35038,10042,85047,60051,45055,25059,050
Lancaster County71,10039,85045,55051,25056,90061,50066,05070,600
Lawrence County59,90033,55038,35043,15047,90051,75055,60059,400
Lebanon County65,30036,60041,80047,05052,25056,45060,65064,800
Lehigh County73,40041,10047,00052,85058,70063,40068,10072,800
Luzerne County59,50033,35038,10042,85047,60051,45055,25059,050
Lycoming County60,50033,90038,75043,60048,40052,30056,15060,050
McKean County53,50032,20036,80041,40046,00049,70053,40057,050
Mercer County59,50033,35038,10042,85047,60051,45055,25059,050
Mifflin County50,80032,20036,80041,40046,00049,70053,40057,050
Monroe County74,90038,30043,80049,25054,70059,10063,50067,850
Montgomery County83,20046,60053,25059,90066,55071,90077,20082,550
Montour County66,80037,45042,80048,15053,45057,75062,05066,300
Northampton County73,40041,10047,00052,85058,70063,40068,10072,800
Northumberland County52,30032,20036,80041,40046,00049,70053,40057,050
Perry County74,70041,85047,80053,80059,75064,55069,35074,100
Philadelphia County83,20046,60053,25059,90066,55071,90077,20082,550
Pike County70,30039,40045,00050,65056,25060,75065,25069,750
Potter County53,90032,20036,80041,40046,00049,70053,40057,050
Schuylkill County58,70032,90037,60042,30046,95050,75054,50058,250
Snyder County56,90032,20036,80041,40046,00049,70053,40057,050
Somerset County57,70032,35036,95041,55046,15049,85053,55057,250
Sullivan County54,80032,20036,80041,40046,00049,70053,40057,050
Susquehanna County62,00034,75039,70044,65049,60053,60057,55061,550
Tioga County57,60032,30036,90041,50046,10049,80053,50057,200
Union County57,90032,45037,05041,70046,30050,05053,75057,450
Venango County55,80032,20036,80041,40046,00049,70053,40057,050
Warren County57,90032,45037,05041,70046,30050,05053,75057,450
Washington County72,60040,70046,50052,30058,10062,75067,40072,050
Wayne County61,50034,45039,40044,30049,20053,15057,10061,050
Westmoreland County72,60040,70046,50052,30058,10062,75067,40072,050
Wyoming County59,50033,35038,10042,85047,60051,45055,25059,050
York County70,80039,70045,35051,00056,65061,20065,75070,250