PHFA - Keystone Home LoanE-mail - AnytimeEstimate | Bookmark This Website | Send Link |
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![]() The
Pennsylvania Housing Finance Agency (PHFA) offers mortgage loans
with low interest rates & closing costs through two programs:
Keystone Home Loan and
Keystone Home Loan PLUS. In some areas of Pennsylvania,
these programs are known as "bond money". Both programs have
household income and purchase price limits. You can view the
income & purchase limits for the Keystone Home Loan with this
link:
Keystone Home Loan Income & Purchase Limits. PHFA does not
provide mortgage financing for 3 or more units. Owner occupied
residences only.Benefits of a PHFA home loan
You may be eligible for a Keystone Home Loan if you meet the following six conditions: 1. You and all other adults who intend to live in the home within 12 months from closing are first-time homebuyers. This is defined as someone who has not owned (had Title to) their principal residence during the previous three years. Or, you are not a first-time homebuyer, but you plan to buy a home in a Targeted county or area or you are a discharged veteran of the United States Armed Forces. Target counties are indicated by a "T" in the listing of Purchase Price and Income Limits. Please note that some Non-Target counties have targeted neighborhoods within them. |
PHFA Home LoanHow PHFA worksPhfa - Keystone Home Loan Phfa - Keystone Home Loan PLUS Pennsylvania Median Income Limits Closing Cost Assistance.pdf Keystone Home Loan Limits.pdf Keystone Plus Loan Limits.pdf PA Home Buyer CalculatorUse this calculator to estimate the down payment & closing costs for
an FHA, VA, & conventional home loan in Pennsylvania. Mortgage CalculatorsAPR Calculator FHA ResourcesFHA
Funding Fee & MIP Explanation Home Buying InformationUse this calculator to estimate your "ideal" mortgage
payment What are "closing costs" Questions & answers on home buying Are you eligible for special financing? What's a Seller Assist? Here's a few comments to make you an
informed home buyer What are points? What's a deed transfer tax & how much is
it? |
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The calculators and information contained herein are made
available to you as a self-help tool for illustrative use only.
Examples are hypothetical. We can not and do not guarantee the
applicability or accuracy in regards to your individual
circumstances. I encourage you to seek personalized advice from
qualified professionals.
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