Low income mortgage program for PA home buyers



Emoticon saying goodbyePHFA Keystone Home Loan Plus Program has been discontinued ! ! !

The Plus program was discontinued at the end of January 2012. This mortgage program was designed for low and moderate income buyers purchase a home at a very low interest rate.

PHFA Logo

Listed below are the Keystone Home Loan PLUS Program sales price and household income limits for the as of 7-2011.


Here are the available PHFA Loan Programs


The Keystone Government Loan Program

This loan program is based on FHA, VA (Veteran) or USDA financing. There are no first time home buyer requirements with this program. Read more

Keystone Home Loan

Eligible properties may be existing owner occupied single family dwelling (attached or detached), including condominium units. Read more

HFA Preferred™ Loans

Only 3% down payment is required with this PHFA loan program. Read more

Keystone Advantage Assistance Loan

Qualified borrowers can receive as much as two percent (4 %) of the purchase price or market value, up to a maximum of $6,000 to be paid back monthly, spread over over a ten year term. 


Keystone Home Loan PLUS - Income & Sales Price Limit (Discontinued)
  Purchase
Price Limit
1
Member
2
Member
3 or more
Member
PA County 1 - Unit 2 - Unit Household Households Households
Adams $197,600 $217,360 $40,400 $53,900 $62,000
Allegheny $238,400 $262,240 $46,000 $61,400 $71,600
Armstrong $288,000 $316,800 $47,200 $63,000 $73,500
Beaver $238,400 $262,240 $46,000 $61,400 $71,600
Bedford $240,800 $264,880 $47,200 $63,000 $73,500
Berks $218,400 $240,240 $45,500 $60,700 $69,600
Blair $240,800 $264,880 $47,200 $63,000 $73,500
Bradford $240,800 $264,880 $47,200 $63,000 $73,500
Bucks $305,600 $336,160 $57,800 $77,100 $90,000
Butler $238,400 $262,240 $46,000 $61,400 $71,600
Cambria $240,800 $264,880 $47,200 $63,000 $73,500
Cameron $240,800 $264,880 $47,200 $63,000 $73,500
Carbon $292,800 $322,080 $51,900 $69,300 $80,900
Centre $204,000 $224,400 $41,700 $55,600 $64,100
Chester $305,600 $336,160 $57,800 $77,100 $90,000
Clarion $240,800 $264,880 $47,200 $63,000 $73,500
Clearfield $240,800 $264,880 $47,200 $63,000 $73,500
Clinton $240,800 $264,880 $47,200 $63,000 $73,500
Columbia $240,800 $264,880 $47,200 $63,000 $73,500
Crawford $240,800 $264,880 $47,200 $63,000 $73,500
Cumberland $197,600 $217,360 $43,500 $58,000 $66,600
Dauphin $197,600 $217,360 $43,500 $58,000 $66,600
Delaware $305,600 $336,160 $57,800 $77,100 $90,000
Elk $197,600 $217,360 $41,000 $54,700 $62,800
Erie $197,600 $217,360 $41,100 $54,800 $63,400
Fayette $288,000 $316,800 $47,200 $63,000 $73,500
Forest $240,800 $264,880 $47,200 $63,000 $73,500
Franklin $197,600 $217,360 $40,500 $54,000 $62,000
Fulton $240,800 $264,880 $47,200 $63,000 $73,500
Greene $240,800 $264,880 $47,200 $63,000 $73,500
Huntingdon $240,800 $264,880 $47,200 $63,000 $73,500
Indiana $197,600 $217,360 $39,300 $52,500 $60,400
Jefferson $240,800 $264,880 $47,200 $63,000 $73,500
Juniata $240,800 $264,880 $47,200 $63,000 $73,500
Lackawanna $240,800 $264,880 $47,200 $63,000 $73,500
Lancaster $279,200 $307,120 $49,300 $65,800 $76,800
Lawrence $240,800 $264,880 $47,200 $63,000 $73,500
Lebanon $197,600 $217,360 $40,600 $54,200 $61,900
Lehigh $292,800 $322,080 $51,900 $69,300 $80,900
Luzerne $240,800 $264,880 $47,200 $63,000 $73,500
Lycoming $240,800 $264,880 $47,200 $63,000 $73,500
McKean $197,600 $217,360 $39,300 $52,500 $60,400
Mercer $240,800 $264,880 $47,200 $63,000 $73,500
Mifflin $240,800 $264,880 $47,200 $63,000 $73,500
Monroe $197,600 $217,360 $40,700 $54,300 $62,400
Montgomery $305,600 $336,160 $57,800 $77,100 $90,000
Montour $240,800 $264,880 $47,200 $63,000 $73,500
Northampton $292,800 $322,080 $51,900 $69,300 $80,900
Northumberland $240,800 $264,880 $47,200 $63,000 $73,500
Perry $240,800 $264,880 $52,200 $69,600 $81,200
Philadelphia $333,600 $366,960 $57,800 $77,100 $90,000
Pike $284,000 $312,400 $46,600 $62,200 $72,600
Potter $240,800 $264,880 $47,200 $63,000 $73,500
Schuylkill $240,800 $264,880 $47,200 $63,000 $73,500
Snyder $240,800 $264,880 $47,200 $63,000 $73,500
Somerset $240,800 $264,880 $47,200 $63,000 $73,500
Sullivan $240,800 $264,880 $47,200 $63,000 $73,500
Susquehanna $240,800 $264,880 $47,200 $63,000 $73,500
Tioga $240,800 $264,880 $47,200 $63,000 $73,500
Union $197,600 $217,360 $41,100 $54,800 $62,900
Venango $240,800 $264,880 $47,200 $63,000 $73,500
Warren $197,600 $217,360 $39,300 $52,500 $60,400
Washington $280,000 $308,000 $47,200 $63,000 $73,500
Wayne $240,800 $264,880 $47,200 $63,000 $73,500
Westmoreland $238,400 $262,240 $46,000 $61,400 $71,600
Wyoming $240,800 $264,880 $47,200 $63,000 $73,500
York $307,200 $337,920 $49,800 $66,400 $77,600