Delaware title insurance and real estate transfer tax calculator


Delaware State FlagEasily calculate the Delaware title insurance rates and Delaware transfer tax. This title insurance rate calculator is designed to estimate the title insurance rate for one to four family residences and condominiums. Delaware transfer tax is a total of 4% (2% percent to the State and 2%percent to the county or municipality). This amount is usually split between the buyer and seller, unless the parties agree otherwise. First time home buyers receive a discount on the county transfer tax. Please send me an E-mail if you see an error. Last updated 6/2018.

PURCHASE | REFINANCE |

  Purchase Title Insurance
 
  Selling price of property  
 
  Mortgage Amount  
 
  Transfer & Recordation Tax
  DEED TRANSFER TAX BUYER   SELLER
     
  First time home buyer    
  Transfer taxes are customarily split between buyer & seller
  Title Insurance
 
  OWNERS POLICY   LENDERS POLICY
  Basic Coverage  
  Enhanced  
  Simultaneous Issue (Basic rate)   $25.00
 
  Owners Policy Premium (Basic)    
  Mortgage Policy Premium    
 
  Title Insurance Endorsements
 
  Closing Protection Letter $125.00
 
  Alta 9 Special Risk Dtirb18
  Condominium Dtirb02
  Environmental Protection Lien
  Planned Unit Develop Dtirb17
  Variable Neg Amort Dtirb24
  Variable Rate Dtirb 23
  Total Endorsement Cost



Reissue Title Insurance Rates For Loan Policies


The Rate for Reissue Loan Policy coverage shall apply up to the liability amount of the previously issued title insurance policy by any company for the same property within five (5) years prior to the application for the new loan policy, provided there is evidence of previous insurance as set forth in Section 2.8. The Rate for Original Loan Policy coverage would apply to that portion of the liability which exceeds the liability amount of the previously issued policy. SOURCE: Title Insurance Rate Manual State Of Delaware, as amended through 09/01/2017

Delaware Real Estate transfer tax

The Delaware Real Estate transfer tax of 4% is split equally the home buyer and seller. The county receives 2% and the State of Delaware also receives 2% of the sales price. A first time home buyer in Delaware that has never owned a home before receives an exemption on the county portion of the Delaware Real Estate Transfer Tax in all three counties of Delaware.