New Hampshire Title Insurance Rate & Transfer Tax Calculator


New Hampshire title insuranceEasily calculate the New Hampshire title insurance rate for purchase and refinance loans; and transfer tax for 1 - 4 unit residential units. Please send me an E-mail if you see an error or want to make a comment. Last updated 6/2018.

PURCHASE | REFINANCE |

  New Hampshire Title Insurance & Transfer Tax Estimate Calculator
 
  Selling price of property  
 
  Mortgage Amount  
 
  Transfer & Recordation Tax
  BUYER SELLER  
  State Transfer Tax  
 
  Title Insurance
  OWNERS POLICY
  CFPB Owner's Title Policy Disclosure Calculation
  Basic Owner's Policy (Actual Premium)  
  Simultaneous Loan Policy (Actual Premium)  
  Stand-alone Loan Policy (Actual Premium)  
  CFPB - Owner's Policy Disclosed Amount  
  Title Insurance Premium Adjustment  
 
  TOTAL Title Insurance Premium  
 
  Title Insurance Endorsements
 
  All Inclusive Residential Endorsement Charge      
  All Inclusive Residential Endorsement Charge W/O Survey Affidavit    
  Alta 17 Access (Non-Residential)      
  Alta 3 Zoning Unimproved Lands      
  Alta 3.1 Zoning      
  Alta 4.1 Condominium – Current Assessments (Non-Residential)    
  Restrictions / Encroachments (Alta 9) – (Non-Residential)    
  Variable Rate (Alta 6) – (Non-Residential)      
  TOTAL  

How much is the real estate transfer tax in New Hampshire?

The New Hampshire real estate transfer tax is $0.75 per $100 of the full price of or consideration for the real estate purchases.

Does New Hampshire have a mortgage, excise or recordation tax?

New Hampshire does not have a mortgage, excise or recordation tax.

Who pays the transfer tax in New Hampshire?

The transfer tax is customarily split between the buyer and seller, although payment is dictated by the sales contract.

Who pays the title insurance premium?

In New Hampshire, the home buyer pays for the owner's and lender's policy (if applicable).

What is a reissue rate?

A reissue rate is a lower cost title insurance policy. In New Hampshire, the premium reduction is approximately 40%. For the reissue rate to apply in a refinance transaction the existing title policy must be no more than 10 years old and the ownership must remain the same.

For the reissue rate to apply in a sale transaction, the seller must have a valid owner's title policy at the time of the transfer. In either case, a copy of the prior policy must be provided. SOURCE: Title insurance manual