Rhode Island Title Insurance Rate & Transfer Tax Calculator

Rhode Island State FlagThe Rhode Island title insurance rate calculator is designed for 1 – 4 unit residential properties and condominiums. Rhode Island does not require the title insurance rates be filed with the state. The home buyer usually pays for both the owner's and loan policies. Rhode Island does not have a mortgage, recordation, or excise tax. The title insurance premiums do not include the search and examination fee. The purchaser usually pays the search and examination fee in Rhode Island. The deed transfer tax is known as the realty transfer tax in Rhode Island. The current rate is $2.30 per $500.00. The deed transfer tax is usually paid by seller. Please send me an E-mail if you see an error or want to make a comment. Last updated 6/2018.

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  Rhode Island Title Insurance Estimate Calculator
 
  Selling price of property  
 
  Mortgage Amount  
 
  Transfer & Recordation Tax
  BUYER SELLER  
  Rhode Island Transfer Tax    
 
  Title Insurance
  OWNERS POLICY
  CFPB Owner's Title Policy Disclosure Calculation
  Basic Owner's Policy (Actual Premium)  
  Simultaneous Loan Policy (Actual Premium)  
  Stand-alone Loan Policy (Actual Premium)  
  CFPB - Owner's Policy Disclosed Amount  
  Title Insurance Premium Adjustment  
  TOTAL Title Insurance Premium  
  Title Insurance Endorsements
 
  ALTA 8.1-06 Environmental Protection Lien 0.00  
  ALTA 4-06 Condominium 0.00  
  ALTA 4.1-06 Condominium 50.00  
  ALTA 5-06 Planned Unit Development 0.00  
  ALTA 6-06 Variable Rate Mortgage 25.00  
  ALTA 6.2-06 Variable Rate Mortgage-Negative Amorti 25.00  
  ALTA 9-06 Restrictions, Encroachments, Minerals 50.00  
  Closing Protection Letter - Buyer 25.00  
  Closing Protection Letter - Lender 25.00  
  Deletion of Survey (Loan) 75.00  

What is a reissue rate in Rhode Island?

The reissue rate is a discounted title rate. The discount is 40%. Read more

What is a simultaneous issue rate?

When a title insurance policy is purchased for both an owner's policy and loan policy (covering the same property), the title insurance company will provide the loan policy for $50.