VA Home Loan Calculator for Pennsylvania

Pennsylvania state flagEstimate your monthly mortgage payment for a VA home loan in Pennsylvania, including the property taxes and homeowner’s insurance. The VA calculator will also estimate the VA funding fee. The funding fee is a requirement of the VA home loan program, (with the exception of disabled veterans). The funding fee may be paid in cash at closing or included in the mortgage. This calculator will estimate the funding fee cost. Reservists pay a slightly higher fee than do active duty veterans. This loan calculator will also estimate the jumbo VA loan amount. This loan calculator will also estimate the jumbo VA loan amount for PA vets. The Veteran's Administration does not limit the maximum mortgage amount; however there are guaranty limits to the lender. Learn about Veteran Loans. Last updated 2/2018

  VA Loan Calculator for Pennsylvania
  Pennsylvania County
  Sales Price (or Appraisal whichever is less)
  Down Payment
  VA Eligibility
  Funding Fee  
  Used entitlement (not restored, if applicable)
  Interest Rate
  Monthly Payment
  Principal & Interest
  Annual Real Estate Taxes /12 =
  Annual Homeowners Insurance /12 =
  Mortgage Amount
  Base Mortgage
  VA Funding Fee
  Full Mortgage
  Required Down Payment
  Guaranty Percentage

VA Mortgage Questions & Answers for Pennsylvania Vets

► Do I pay closing costs on a VA loan in Pennsylvania?

Yes. Regrettably, the veteran home buyer incurs closing costs just like any other home loan. However, you'll be happy to know that the VA prohibits unnecessary closing costs, and the seller is permitted to pay all of the buyer's closing costs for the Pennsylvania veteran.

► Do sellers pay closing costs on VA loan in PA?

The only "extra" cost that the seller incurs with a VA buyer is the requirement to pay for the pest inspection. Home sellers are permitted, not required to pay the veteran's closing costs, other than the pest inspection.

► Do VA loan rates vary by lender?

The interest rate does vary by VA lender. The Veterans Administration does not establish the VA loan rate.