Fha loan calculator Texas


Texas state flag The Texas loan calculator will estimate the 2016 FHA loan amount for Texas counties, including the monthly FHA payment with taxes, insurance and mortgage insurance fee (sometimes called pmi). This mortgage calculator will also estimate Texas jumbo FHA loans. Learn more about FHA Home Loans.

FHA Mortgage Calculator | Interest Rates | County Loan Limits |

  Texas FHA Loan & Funding Fee Calculator
 
  Texas County
  Number of Living Units  
1. Sales Price
2. Down Payment =
3. Term
4. FHA Maximum Mortgage Amount  
5. Base Mortgage Amount  
6. FHA Funding Fee (UFMIP) +  
7. Mortgage Amount (Final) =  
 
  Monthly Mortgage Payment
8. Principal & Interest  
9. Annual Real Estate Taxes  
10. Annual Homeowners Insurance  
11. Other  
12. FHA MIP =  
13. MONTHLY MORTGAGE PAYMENT =  
 
  Based on January 9, 2015 change  
 
  Monthly Mortgage Insurance (MIP) Calculation
Loan Term greater than 15 years (i.e 30 years)
  Base Loan Amount LTV Effective Annual MIP  
≤ $625,500 ≤ 95.00% 1/26/2015 0.80%  
≤ $625,500 > 95.00% 1/26/2015 0.85%  
> $625,500 ≤ 95.00% 1/26/2015 1.00%  
> $625,500 > 95.00% 1/26/2015 1.05%  
Loan term less than or equal to 15 Years with loan to value above 78%
  Base Loan Amount LTV Effective Annual MIP  
Any loan amount < 78.00% 6/3/2013 0.45%  
≤ $625,500 78.01% - 90.00% 4/1/2013 0.45%  
≤ $625,500 > 90.00% 4/1/2013 0.70%  
> $625,500 78.01% - 90.00% 4/1/2013 0.70%  
> $625,500 > 90.00% 4/1/2013 0.95%  
 
 
This calculator and information contained herein are made available to you as a self-help tool for illustrative use only. Examples are hypothetical. We can not and do not guarantee the applicability or accuracy in regards to your individual circumstances. I encourage you to seek personalized advice from qualified professionals. Copyright © 2016 William A. MacDonald. All Rights Reserved. AnytimeEstimate.com