Keystone Government Loan Program



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Keystone Government Loan Program

The PHFA Keystone Government Loan Program is different from the Keystone Home Loan Program because this program is not limited to Pennsylvania first time home buyers.

The Keystone Government Loan Program (also called K-Gov) is based on FHA, VA (Veteran) or USDA financing; and unlike the Keystone Home Loan program, there are:

  • No sales price limitations
  • No income limitations
  • No first time home buyer requirements.

Nice houseNon-occupying co-borrowers (i.e. co-signers) are permitted with the Keystone Government Loan (FHA) provided the co-borrower and applicant meet the PHFA underwriting guidelines (rules).

How much does it cost to purchase a house in Pennsylvania?

Use the PA closing cost calculator to estimate your down payment, closing costs and monthly loan payment.