PHFA Keystone Home Loan Income and Purchase Price Limits

Young homeowners holding handsContained on this page are the sales price and household income limits for the Pennsylvania Housing Finance Agency's Keystone Home Loan Program (PHFA) as of 5/15/17 .

The Pennsylvania counties listed with a (T) are targeted counties for this program. Home buyers who purchase in these counties are not required to be first time buyers, however, applicants must meet the income and purchase limits in these counties in addition to the underwriting guidelines. PHFA does not provide mortgage financing for 3 or more units. Owner occupied residences only. Read more


Purchase Price Limit Income Limit
County   1 and 2 Member Households 3 or more Member Households
Adams 253,800 73,900 84,900
Allegheny 253,800 72,600 83,400
Armstrong (T) 310,200 84,000 98,000
Beaver 253,800 72,600 83,400
Bedford (T) 310,200 84,000 98,000
Berks 253,800 70,000 80,500
Blair (T) 310,200 84,000 98,000
Bradford (T) 310,200 84,000 98,000
Bucks 349,400 83,200 95,600
Butler 253,800 72,600 83,400
Cambria (T) 310,200 84,000 98,000
Cameron (T) 310,200 84,000 98,000
Carbon 343,000 82,600 95,000
Centre 253,800 75,000 86,200
Chester 349,400 83,200 95,600
Clarion (T) 310,200 84,000 98,000
Clearfield (T) 310,200 84,000 98,000
Clinton (T) 310,200 84,000 98,000
Columbia (T) 310,200 84,000 98,000
Crawford (T) 310,200 84,000 98,000
Cumberland 253,800 74,700 85,900
Dauphin 253,800 74,700 85,900
Delaware 349,400 83,200 95,600
Elk 253,800 70,000 80,500
Erie 253,800 70,000 80,500
Fayette (T) 310,200 87,100 101,600
Forest (T) 310,200 84,000 98,000
Franklin 253,800 70,000 80,500
Fulton (T) 310,200 84,000 98,000
Greene (T) 310,200 84,000 98,000
Huntingdon (T) 310,200 84,000 98,000
Indiana 253,800 70,000 80,500
Jefferson (T) 310,200 84,000 98,000
Juniata (T) 310,200 84,000 98,000
Lackawanna (T) 310,200 84,000 98,000
Lancaster 253,800 71,100 81,700
Lawrence (T) 310,200 84,000 98,000
Lebanon 253,800 70,000 80,500
Lehigh 343,000 82,600 95,000
Luzerne (T) 310,200 84,000 98,000
Lycoming (T) 310,200 84,000 98,000
McKean 253,800 70,000 80,500
Mercer (T) 310,200 84,000 98,000
Mifflin (T) 310,200 84,000 98,000
Monroe 253,800 74,900 86,100
Montgomery 349,400 83,200 95,600
Montour (T) 310,200 84,000 98,000
Northampton 343,000 82,600 95,000
Northumberland (T) 310,200 84,000 98,000
Perry (T) 310,200 89,600 104,500
Philadelphia (T) 424,100 99,800 116,400
Pike 391,000 84,300 98,400
Potter (T) 310,200 84,000 98,000
Schuylkill (T) 310,200 84,000 98,000
Snyder (T) 310,200 84,000 98,000
Somerset (T) 310,200 84,000 98,000
Sullivan (T) 310,200 84,000 98,000
Susquehanna (T) 310,200 84,000 98,000
Tioga (T) 310,200 84,000 98,000
Union 253,800 70,000 80,500
Venango (T) 310,200 84,000 98,000
Warren 253,800 70,000 80,500
Washington (T) 310,200 87,100 101,600
Wayne (T) 310,200 84,000 98,000
Westmoreland 253,800 72,600 83,400
Wyoming (T) 310,200 84,000 98,000
York 253,800 70,800 81,400