PHFA Keystone Home Loan Income and Purchase Price Limits

Young homeowners holding handsContained on this page are the sales price and household income limits for the Pennsylvania Housing Finance Agency's Keystone Home Loan Program (PHFA) as of 6/2018

The Pennsylvania counties listed with a (T) are targeted counties for this program. Home buyers who purchase in these counties are not required to be first time buyers, however, applicants must meet the income and purchase limits in these counties in addition to the underwriting guidelines. PHFA does not provide mortgage financing for 3 or more units. Owner occupied residences only. Read more


County Purchase Price Limit 1 and 2 Member Households 3 or more Member Households
Adams $271,100 $74,900 $86,100
Allegheny $271,100 $76,000 $87,400
Armstrong (T) $331,400 $88,800 $103,600
Beaver $271,100 $76,000 $87,400
Bedford (T) $331,400 $88,800 $103,600
Berks $271,100 $74,000 $85,100
Blair (T) $331,400 $88,800 $103,600
Bradford (T) $331,400 $88,800 $103,600
Bucks $354,700 $87,400 $100,500
Butler $271,100 $76,000 $87,400
Cambria (T) $331,400 $88,800 $103,600
Cameron (T) $331,400 $88,800 $103,600
Carbon $343,000 $79,800 $91,700
Centre $271,100 $82,400 $94,700
Chester $354,700 $87,400 $100,500
Clarion (T) $331,400 $88,800 $103,600
Clearfield (T) $331,400 $88,800 $103,600
Clinton (T) $331,400 $88,800 $103,600
Columbia (T) $331,400 $88,800 $103,600
Crawford (T) $331,400 $88,800 $103,600
Cumberland $271,100 $75,200 $86,400
Dauphin $271,100 $75,200 $86,400
Delaware $354,700 $87,400 $100,500
Elk $271,100 $74,000 $85,100
Erie $271,100 $74,000 $85,100
Fayette (T) $331,400 $91,200 $106,400
Forest (T) $331,400 $88,800 $103,600
Franklin $271,100 $74,000 $85,100
Fulton (T) $331,400 $88,800 $103,600
Greene (T) $331,400 $88,800 $103,600
Huntingdon (T) $331,400 $88,800 $103,600
Indiana $271,100 $74,000 $85,100
Jefferson (T) $331,400 $88,800 $103,600
Juniata (T) $331,400 $88,800 $103,600
Lackawanna (T) $331,400 $88,800 $103,600
Lancaster $271,100 $74,000 $85,100
Lawrence (T) $331,400 $88,800 $103,600
Lebanon $271,100 $74,000 $85,100
Lehigh $343,000 $79,800 $91,700
Luzerne (T) $331,400 $88,800 $103,600
Lycoming (T) $331,400 $88,800 $103,600
McKean $271,100 $74,000 $85,100
Mercer (T) $331,400 $88,800 $103,600
Mifflin (T) $331,400 $88,800 $103,600
Monroe $271,100 $74,100 $85,200
Montgomery $354,700 $87,400 $100,500
Montour (T) $331,400 $88,800 $103,600
Northampton $343,000 $79,800 $91,700
Northumberland (T) $331,400 $88,800 $103,600
Perry (T) $331,400 $90,200 $105,200
Philadelphia (T) $433,500 $104,800 $122,300
Pike $412,300 $88,300 $103,000
Potter (T) $331,400 $88,800 $103,600
Schuylkill (T) $331,400 $88,800 $103,600
Snyder (T) $331,400 $88,800 $103,600
Somerset (T) $331,400 $88,800 $103,600
Sullivan (T) $331,400 $88,800 $103,600
Susquehanna (T) $331,400 $88,800 $103,600
Tioga (T) $331,400 $88,800 $103,600
Union $271,100 $74,000 $85,100
Venango (T) $331,400 $88,800 $103,600
Warren $271,100 $74,000 $85,100
Washington (T) $331,400 $91,200 $106,400
Wayne (T) $331,400 $88,800 $103,600
Westmoreland $271,100 $76,000 $87,400
Wyoming (T) $331,400 $88,800 $103,600
York $271,100 $74,300 $85,400