PHFA Keystone Home Loan Income and Purchase Price Limits

Keystone Home Loan Income & Sales Price Limits

Young homeowners holding handsContained on this page are the sales price and household income limits for the Pennsylvania Housing Finance Agency's Keystone Home Loan Program (PHFA) as of May 2014.

The Pennsylvania counties listed with a (T) are targeted counties for this program. Home buyers who purchase in these counties are not required to be first time buyers, however, applicants must meet the income and purchase limits in these counties in addition to the underwriting guidelines. PHFA does not provide mortgage financing for 3 or more units. Owner occupied residences only. Read more


Pennsylvania Counties
(Target Areas indicated by "T")
Purchase Price Limit 1 and 2 Member Households 3 or more Member Households
Adams $250,000 $71,000 $81,200
Allegheny $302,000 $77,800 $90,800
Armstrong (T) $366,000 $79,900 $93,200
Beaver $302,000 $77,800 $90,800
Bedford (T) $305,000 $79,900 $93,200
Berks $276,000 $79,500 $91,800
Blair (T) $305,000 $79,900 $93,200
Bradford (T) $305,000 $79,900 $93,200
Bucks $387,000 $97,800 $114,100
Butler $302,000 $77,800 $90,800
Cambria (T) $305,000 $79,900 $93,200
Cameron (T) $305,000 $79,900 $93,200
Carbon $371,000 $87,900 $102,600
Centre $258,000 $73,600 $84,500
Chester $387,000 $97,800 $114,100
Clarion (T) $305,000 $79,900 $93,200
Clearfield (T) $305,000 $79,900 $93,200
Clinton (T) $305,000 $79,900 $93,200
Columbia (T) $305,000 $79,900 $93,200
Crawford (T) $305,000 $79,900 $93,200
Cumberland $250,000 $73,500 $84,500
Dauphin $250,000 $73,500 $84,500
Delaware $387,000 $97,800 $114,100
Elk $250,000 $67,300 $78,500
Erie $250,000 $70,400 $82,100
Fayette (T) $366,000 $79,900 $93,200
Forest (T) $305,000 $79,900 $93,200
Franklin $250,000 $71,900 $82,100
Fulton (T) $305,000 $79,900 $93,200
Greene (T) $305,000 $79,900 $93,200
Huntingdon (T) $305,000 $79,900 $93,200
Indiana $250,000 $66,600 $76,500
Jefferson (T) $305,000 $79,900 $93,200
Juniata (T) $305,000 $79,900 $93,200
Lackawanna (T) $305,000 $79,900 $93,200
Lancaster $354,000 $83,400 $97,300
Lawrence (T) $305,000 $79,900 $93,200
Lebanon $250,000 $71,600 $82,100
Lehigh $371,000 $87,900 $102,600
Luzerne (T) $305,000 $79,900 $93,200
Lycoming (T) $305,000 $79,900 $93,200
McKean $250,000 $66,600 $76,500
Mercer (T) $305,000 $79,900 $93,200
Mifflin (T) $305,000 $79,900 $93,200
Monroe $250,000 $70,900 $81,300
Montgomery $387,000 $97,800 $114,100
Montour (T) $305,000 $79,900 $93,200
Northampton $371,000 $87,900 $102,600
Northumberland (T) $305,000 $79,900 $93,200
Perry (T) $305,000 $88,200 $102,900
Philadelphia (T) $417,000 $97,800 $114,100
Pike $360,000 $78,800 $91,900
Potter (T) $305,000 $79,900 $93,200
Schuylkill (T) $305,000 $79,900 $93,200
Snyder (T) $305,000 $79,900 $93,200
Somerset (T) $305,000 $79,900 $93,200
Sullivan (T) $305,000 $79,900 $93,200
Susquehanna (T) $305,000 $79,900 $93,200
Tioga (T) $305,000 $79,900 $93,200
Union $250,000 $69,900 $81,600
Venango (T) $305,000 $79,900 $93,200
Warren $250,000 $66,600 $76,500
Washington (T) $366,000 $79,900 $93,200
Wayne (T) $305,000 $79,900 $93,200
Westmoreland $302,000 $77,800 $90,800
Wyoming (T) $305,000 $79,900 $93,200
York $391,000 $84,300 $98,400
*The maximum purchase price for a two unit property (duplex\doubles) cannot be greater than the lesser of 10% above the current existing single unit limit, or $417,000.

Last updated - 5//2014 - Keystone Home Loan Program Income and Purchase Price Limits