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FHA Loan Calculator for Pennsylvania - 2021

Pennsylvania flagThe Pennsylvania FHA loan calculator will estimate the FHA loan amount for Pennsylvania counties, including the monthly FHA payment with taxes, insurance and mortgage insurance fee (sometimes called pmi). This mortgage calculator will also estimate Pennsylvania jumbo FHA loans. Learn more about FHA Home Loans. Last updated 1/2021
  Pennsylvania FHA Loan & Funding Fee Calculator
 
  Pennsylvania County
  Number of Living Units
1. Sales Price
2. Down Payment =
3. Term
4. FHA Maximum Mortgage Amount
5. Base Mortgage Amount  
6. FHA Funding Fee (UFMIP) +  
7. Mortgage Amount (Final) =  
 
  Monthly Mortgage Payment
8. Principal & Interest  
9. Annual Real Estate Taxes  
10. Annual homeowner's insurance  
11. Other  
12. FHA MIP =  
13. MONTHLY MORTGAGE PAYMENT =  
 
  Based on January 9, 2015 change  
 
  Monthly Mortgage Insurance (MIP) Calculation
Loan Term greater than 15-years (i.e 30-years)
  Base Loan Amount LTV Effective Annual MIP  
≤ $625,500 ≤ 95.00% 1/26/2015 0.80%  
≤ $625,500 > 95.00% 1/26/2015 0.85%  
> $625,500 ≤ 95.00% 1/26/2015 1.00%  
> $625,500 > 95.00% 1/26/2015 1.05%  
Loan term less than or equal to 15-years with loan to value above 78%
  Base Loan Amount LTV Effective Annual MIP  
Any loan amount < 78.00% 6/3/2013 0.45%  
≤ $625,500 78.01% - 90.00% 4/1/2013 0.45%  
≤ $625,500 > 90.00% 4/1/2013 0.70%  
> $625,500 78.01% - 90.00% 4/1/2013 0.70%  
> $625,500 > 90.00% 4/1/2013 0.95%